Terms and Conditions

These Terms and Conditions govern your use of the lyxovinthara.com website and services. By accessing our website or using our services, you agree to be bound by these terms.

  1. Services lyxovinthara.com provides financial coaching and capital management education services. Our services are educational in nature and do not constitute financial advice, investment recommendations, or professional financial planning services.

  2. Eligibility You must be at least 18 years old and have the legal capacity to enter into contracts to use our services. By using our services, you represent that you meet these requirements.

  3. Payment Terms

  • Coaching fees are $350 per course as advertised
  • Payment is required before services commence
  • All fees are in Australian dollars (AUD)
  • Refunds may be available subject to our refund policy
  • Additional charges may apply for extended or specialised services

  1. Intellectual Property All content on this website, including text, graphics, logos, and software, is the property of lyxovinthara.com and is protected by Australian and international copyright laws. You may not reproduce, distribute, or modify any content without written permission.

  2. User Responsibilities You agree to:

  • Provide accurate and complete information
  • Use our services in accordance with applicable laws
  • Not engage in any fraudulent or illegal activities
  • Respect the intellectual property rights of lyxovinthara.com
  1. Disclaimers
  • Our services are educational and do not guarantee financial results
  • Past performance does not indicate future results
  • You are responsible for your own financial decisions
  • We are not liable for any financial losses resulting from your decisions

  1. Limitation of Liability To the maximum extent permitted by Australian law, lyxovinthara.com shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.

  2. Privacy Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

  3. Termination We may terminate or suspend your access to our services at any time for violation of these terms or for any other reason at our discretion.

  4. Governing Law These terms are governed by the laws of Victoria, Australia. Any disputes will be resolved in the courts of Victoria.

  5. Consumer Rights Nothing in these terms excludes, restricts, or modifies any consumer rights under the Australian Consumer Law that cannot be excluded, restricted, or modified.

  6. Professional Standards Our coaching services adhere to professional standards and ethical guidelines. We maintain appropriate professional indemnity insurance.

  7. Complaints Process If you have a complaint about our services, please contact us at info@lyxovinthara.com. We will investigate and respond to complaints in accordance with our internal complaints handling procedures.

  8. Changes to Terms We may modify these terms at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services constitutes acceptance of the modified terms.

  9. Contact Information For questions about these Terms and Conditions, contact us at: Email: info@lyxovinthara.com Phone: +61 2 8765 4321 Address: Level 15, 123 Collins Street, Melbourne VIC 3000, Australia

Last Updated: June 20, 2025